Looking to have this car delivered to your home? Giving options as needed. Doing so allows you to accurately compare a variety of leasing quotes. Remember that a lease deal you see on another site likely excludes taxes and fees, so make sure you do your math when evaluating other offers. Not available with special finance, lease and some other offers. Not valid on prior purchases. If the residual is significantly lower than similar pre-owned inventory for sale, you may have a good deal on your hands. the end of your lease. This vehicle is being built now. It's a very high honor a dealership can receive from Toyota, and is only awarded to those dealerships who have demonstrated a commitment to maintaining Toyota's high standards for customer satisfaction. The R/T adds on 20-inch machined wheels and dual 2.75-inch exhaust outlets with active sound valves. Check out lease deals on the 2022 Dodge Challenger 4477 Ridge Rd W, Rochester, NY 14626 . Browse Toyota inventory and select a car, truck, minivan, mid or full-size SUV, or crossover. It's called True Cost to Own (TCO), and it is free to use. Please let us know if you encounter accessibility barriers on this website so that we may work to resolve those issues promptly. Routine maintenance and services are necessary to keep your vehicle healthy and on the road. The 2023 Ram 1500 Big Horn is a spacious and capable . Note: Leasing costs can vary based on available inventory, seasonal specials, deals, and other incentives. According to Edmunds data, you can currently lease a 2022 Ram 2500 Big Horn for $1,295 a month with a down payment of $1,000. Ready to start shopping for your next car, truck or SUV? Remember, you'll be responsible for covering the costs of maintenance, parts and repairs if something goes wrong. Hilton and Greece, NY. If you want a sedan, check out the Charger SXT, which you can lease for three years at $461 per month after an initial payment of $4,249. Sales: (716) 616-3299; Service: (716) 923-2105; Parts: (716) 693 . We will pay top dollar for your trade. About Us; Contact Us; Meet the Team; Careers; Technician Careers; It may require a larger down payment. Some lenders allow you to transfer a lease and others won't. Save money by checking out lease offers near you on Dodge SUVs like the The best way to check the exact charge for the car you're considering is to visit the carmaker's website and read the fine print. Phone Number: Sales Hours: Mon - Tue, Thu 9:00 AM - 7:00 PM Wed, Fri 9:00 AM - 6:00 PM Sat 9:00 AM - 5:00 PM Sun Closed More Likely to Buy If you drive a lot - When you lease a car, you are typically capped at 15,000 miles a year. And with $1,000 to start, you can lease a 2023 Dodge Charger Scat Pack for $1,054 a month. Want to share your experience with this dealership? They fixed the issue I had Helps prevent and remove sleet, snow, ice, bugs, and road spray from sticking to glass. * Assuming $1,000 downpayment at time of leasing. ALFA ROMEO and FIAT are registered trademarks of FCA US LLC Group Marketing S.p.A., used with permission. It's called True Cost to Own (TCO), and it is free to use. In recognition of this commitment, we continue to evaluate modifications to improve the accessibility and usability of this website. From the moment that you walk through our doors until the moment that you leave, our goal is to provide you with the very best car-buying experience in Rochester, NY. We'll tell you all you need to know about this vehicle, including features and options, so you can make a smart buying decision. Leasing a 2023 Ram 1500 Big Horn will cost $757 a month with the. Our Cars.com Vehicle Test Team has awarded the ${make} ${model} Delmonico Red Pearlcoat 2022 Ram 2500 4D Crew Cab Big Horn 4WD 6-Speed Automatic Cummins 6.7L I6 Turbodiesel Price includes: $1000 - Bonus Cash 22CNA. Russell Westbrook Chrysler Dodge Jeep Ram. Dodge coupes offer a sportier and more stylish experience than other cars. coupes in your area. Browse our new cars for sale today for a complete list of vehicles offered, including such makes as Subaru, Infiniti, Kia, Nissan, Chevrolet, Ford, GMC, Toyota and Honda. Youll be able to get a new car every We will be visiting friends during our trip and the 7-seats. At Joe Cecconi's Chrysler we are experienced with working with customers in any financial situation. Whether a new or used car is in order or a little maintenance is required, visit us at 4545 Ridge Road in Rochester, NY and we'd be happy to help you, too. Todays vehicle electronic systems depend upon a strong battery. lease $1,479 48 months | $0.00 down Customize This is getting attention. Oil change, recall safety item and inspectionplus 2 coupons saved me nearly $50. Please let us know if you encounter accessibility barriers on this website so that we may work to resolve those issues promptly. Well done West Herr Ram! 3 of us are leasing a car for 21 days and traveling between Germany and France in September. issues like tire rotations and oil changes and anything else is Experience auto finance professionals are at the ready to make sure you have an easy time securing your loan or lease. We'll also give you $50 if you send a friend or family member to our lot and they buy a car from us. Please visit this We've also streamlined auto financing for drivers near Amherst . Alternatively, you may use, Sheraton Frankfurt Airport Hotel & Conference Center. 2022 Jeep Grand Cherokee vs. 2022 Honda Pilot, Tips for Buying a Car at the End of the Model Year, 2022 Grand Wagoneer vs. 2022 Chevrolet Suburban, 2022 Jeep Grand Cherokee vs. 2022 GMC Terrain, 2022 Jeep Grand Cherokee vs. 2022 Chevrolet Traverse. Matching heavy-duty power with off-roading enhancements, the new 2023 Ram 2500 Rebel offers a 16,870-pound maximum gas towing capacity 3 with the 6.4L HEMI V8 engine, 33-inch all-terrain tires, Bilstein Gas-Charged Monotube Shocks and an available WARN ZEON-12 winch 4. It's easy! Service hours: 8:00am to 1:00pm. Also, be sure to inquire about taxes and dealer fees, if any. upon request. ta.queueForLoad : function(f, g){document.addEventListener('DOMContentLoaded', f);})(function(){ta.trackEventOnPage('postLinkInline', 'impression', 'postLinks-13236614', '');}, 'log_autolink_impression');car for 21 days and traveling between Germany and France in September. From oil changes to brakes, we've got you covered. If a bank does allow options for transfers, expect to pay a transfer fee. If you are interested in learning more about car leasing formulas, read our guide on how to calculate a car lease payment. Located in Rochester, NY, we're proud to serve Spencerport, Hilton and Greece, NY. * Assuming $1,000 downpayment at time of leasing. dealership and pay any applicable fees . A breakdown should include sales tax and finance charges and reveal any hidden fees. If no one budges, you are at rock bottom. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 6.9 % interest and 20 % downpayment. If you found a lease deal that you like among the online inventory, click on the . FLSA Status: Exempt. Doing so allows you to accurately compare a variety of leasing quotes. Yes, you can negotiate a leasing deal on a new Dodge. Terms may vary. Our service technicians are highly trained and certified to perform whatever work you may need on your vehicle. Plus, you can use our online tool to schedule your service! Lease offers on a 2022 Ram 2500 are available near you. Let our team help you find what you're searching for. From this point, you can either take the best deal or call other dealers and see if they can beat that price. Just provide us your basic information below. Please check back soon or contact us for more information. West Herr Price: $32,880 Jeep Incentives: -$750 Price After Rebates: $32,130 Add. Dodge Lease Deals Charger: $454 per month for 36 months with $4,249 due at signing Challenger: $422 per month for 36 months with $4,249 due at signing Durango: $438 per month for 36 months with $3,999 due at signing Expires February 28, 2023 Find Top-Rated Dodge Dealers Get Details From Dodge Research Dodge models Ford Lease Deals , Very friendly and very accommodating,,.did a great job.. service dept kept us updated on job done, Courteous Professional and timely. Lease, finance and buy specials for BMW, Buick, Chevrolet, Dodge, Ford, GMC, Honda, Hyundai . Service: 7:45am-6pm 2023 FCA US LLC. This is an outstanding dealership. If the residual is significantly lower than similar pre-owned inventory for sale, you may have a good deal on your hands. If . 30 reviews of West Herr Chrysler Dodge Jeep RAM Fiat of Rochester "I'm really shocked to see all the bad reviews, I just leased a jeep through them and I couldn't be happier with the service they provided me with. figure out if its a good fit by reading the guide and then you These extra mileage charges are often determined by the manufacturer's suggested retail price (MSRP) of the auto: the higher the MSRP, the higher the charge. Our sales team is ready to show you all of the features that you will find in the Jeep Wrangler and take you for a test drive in the Orchard Park Area. Must present coupon at time of write-up. When your lease is up, youll have three choices to pick from: You may be happy with the vehicle you Get Driving Directions. While many shoppers base the buyout decision solely on the selling price, a smarter move is to factor in expected long-term costs. Look up other automobiles like yours on the used-car market, and compare those prices to your residual amount. will be according to the value. Please fill out the form below and we will contact you with our latest deals. West Herr Chrysler Dodge Ram These amounts do not include any additional fees or taxes. There's no need to stress about leasing or financing a vehicle if you have credit concerns. There are 22,798 matching car leasing deals for Ram models near you. With 790 new Chevy vehicles in stock, West Herr Chevrolet of Williamsville has what you're searching for. We have a variety of new makes and models in stock and ready to deliver, including the latest versions of your favorite vehicles, like; Ram 1500, The All-New Grand Wagoneer, The All-New Wagoneer, Jeep Grand Cherokee L, Jeep Compass, Jeep Cherokee, Jeep Grand Cherokee, Jeep Gladiator and, Chrysler Pacifica. Also, the manufacturer warranty on the car matches the Why Buy a Chrysler, Dodge, Jeep or RAM Model? Includes reviews of Read More our tools to get details such as qualifying cars, test drive options, If you are a resident of another country or region, please select the appropriate version of Tripadvisor for your country or region in the drop-down menu. Lease-End Options Automotive Finance Terms Dealership Checklist . The Daytona Edition Group is offered for $5,475 and includes 20-inch dark wheels, blind-spot detection, faux carbon interior graphics, a unique front grille, hood, roof, and trunk decals, "Daytona . The payments for a lease are often much lower than the payments Answered: 3 of us are leasing a car for 21 days and traveling between Germany and France in September. Also, be sure to inquire about taxes and dealer fees, if any. And you may not know it, but you can often get similar discounts on dealer stock when you purchase, so you won't be leaving any savings on the table. leased If you signed a lease and forgot to check your over-mileage charge, take a look at your contract. Test-drive this new model to see its power for yourself. These charges can be as little as 10 cents a mile or as much as $1 a mile. West Herr Curbside Research Model Showroom 2022 2022 Honda Civic Sedan 2022 Honda Insight 2022 Honda Pilot 2022 Honda Odyssey Contact Us Main: 716-810-1405 Parts: 716-810-1405 Sales: 716-810-1405 Service: 716-810-1405 Get Directions 6120 S Transit Rd, Lockport, NY, 14094 Search Vehicles Search By Keyword: Search By Filters: Search 2022 Jeep Cherokee Trailhawk 4D Sport Utility 4WD New Buy Deal $ 42,137 $2,628 under MSRP Contact Us More Details Showing 1 - 1 of 1 REFINE SEARCH It's Here! where you can see the definition of a lease, the benefits of We're also happy to give you the CARFAX vehicle history report, as well as offer standard new car financing rates. I've narrowed my choices to Renault Eurodrive or IdeaMerge and a Renault Grand Scenic. Available Jeep Incentives: -$6,750 Lock-In Today's Price View Vehicle Details GET PRE-APPROVED CASH OFFER FOR YOUR TRADE Explore Payments Click here for complete incentive details. In some cases, the over-mileage charge can vary even on the same car within a brand, depending on the trim level. If you would like to learn more about how much car you can afford, check out the Edmunds car lease calculator to help you crunch the numbers to fit within your budget. We value your privacy. Save 1% under invoice on all 22 Jeeps in Stock! Dodge has lease offers on the 2022 Challenger and Charger. View this months current offers for leasing, financing, and cash back on select Chevrolet vehicles. It will be listed there. A 2022 Dodge Charger lease or a 2023 Dodge Charger lease offers a lot of value for Dodge drivers. Once we make sure they deserve the Certified Used Vehicle badge, we back them with a 12-month/12,000-mile limited comprehensive warranty, a 7-year/100,000-mile limited powertrain warranty, and one year of roadside assistance. |West Herr Chrysler Dodge Jeep Ram Fiat of Rochester. Even among brands that do permit transfers, there is no clearly defined set of rules that can easily answer this question. No matter if you're looking for an adventurous Jeep for off-roading or need a reliable Chrysler for your daily commute, we've got something for everyone. Its important to keep your brakes in top working condition. Located in Rochester, NY, West Herr proudly serves Spencerport, Hilton and Greece, NY. Most leases end around the same time as the factory warranty. more at charge.*. so often, and wont have to worry about negotiating for your Thank you, Mike! Edmunds has a tool that will help you anticipate the costs of maintaining a leased car that you buy out. A breakdown should include sales tax and finance charges and reveal any hidden fees. Make West Herr CDJRF your first stop. Great salesperson.. no runaround, which is very important. Price $48,985. the length of the term, and return the car at the end of the We Want Your Vehicle or Lease - Any Make Mopar Accessories Catalogs By Brand. Toyota Lease Deals. And you may not know it, but you can often get similar discounts on dealer stock when you purchase, so you won't be leaving any savings on the table. Visit your local dealer when it fits your schedule. Share Share This Choose How To Share: Contact Contact Us 716-687-8403 Call Now 3551 Southwestern Blvd Orchard Park, NY 14127 Get Directions Today's Hours: Open Today! Let our team help you find what you're searching for. We specialize in low monthly payment $0 down lease deals. /. All Rights Reserved. Contact West Herr Dodge today near Buffalo in Orchard Park, NY. Jeff was very polite and kept us informed as to what was found and what we might need. leasing a vehicle and what lease-end options you have. With our Cars for Cash program, you can get cash for your old vehicle, regardless of the make or model. All Chrysler Vehicles . Contact us at 7162106076 to schedule a test drive of the new Chevrolet Suburban in Williamsville. A few questions to ask yourself: Do I see myself driving this car for the next five years? Whether you are from Brockport, Hilton, Greece or our city of Rochester, NY, we are completely dedicated to you. be flexible and practical. Contact us or stop by the dealership today so we can show you why Joe Basil Chevrolet has earned its place as one of the best NY Chevrolet dealers. can make a decision. And when you purchase tires from a participating Toyota Tire Center dealer, they're backed by the tire manufacturer's warranty and serviced through your Toyota dealer. Whatever the problem they take care and make sure everything is done correctly. Please provide your email address to begin receiving price alerts at home, at work, and on your phone! With thousands of cars for sale, spanning 39 conveniently located dealerships in WNY, you can be sure to find the car, truck, SUV or minivan that suits your needs. Let our team help you find what you're searching for. vehicle. A vehicle built for nothing less than style and success. Be sure to ask about the initial payment (or first payment) amount and any incentives, finance deals or specials. 36. All Chrysler Vehicles All Dodge . Our commitment to our customers is to deliver the largest inventory of new and pre-owned cars, trucks and SUVs, as well as top-notch service to keep your vehicle running like new. If the monthly payment savings aren't significant, buying may make more sense. Pitch Black Clearcoat 2023 Dodge Charger R/T Scat Pack RWD 8-Speed Automatic SRT HEMI 6.4L V8 MDS Black Cloth.Recent Arrival! lease. A few questions to ask yourself: Do I see myself driving this car for the next five years? You also agree to our Privacy Notice. |West Herr Chrysler Dodge Jeep Ram Fiat of Rochester. The best way to know if you can potentially transfer a lease is to call the lender and ask. without the responsibility of ownership. 2022 Jeep Grand Cherokee vs. 2022 Honda Pilot, Tips for Buying a Car at the End of the Model Year, 2022 Grand Wagoneer vs. 2022 Chevrolet Suburban, 2022 Jeep Grand Cherokee vs. 2022 GMC Terrain, 2022 Jeep Grand Cherokee vs. 2022 Chevrolet Traverse. Dealership Info Phone Numbers: Main: 716-687-8403 Commercial: 716-740-2945 Sales: 716-687-8403 Sales: 716-687-8403 Service: 716-209-3813 Service: 716-209-3813 Parts: 716-740-2921 Parts: 716-740-2921 Sales Hours: Mon - Tue, Thu9:00 AM - 7:00 PM Wed, Fri9:00 AM - 6:00 PM Sat9:00 AM - 5:00 PM SunClosed Service Hours: Mon7:45 AM - 7:00 PM As part of the West Herr Family of Dealerships, we guarantee that you'll be happy with your purchase. If not, a lease buyout probably isn't right for you. Edmunds has a tool that will help you anticipate the costs of maintaining a leased car that you buy out. We apologize that we do not have the specific model you were looking for right now, but new vehicles are arriving daily across West Herr Auto Group, and we would be happy to locate a vehicle or pre-order one for you. For well-qualified lessees, signing a lease can be a great financing alternative. You can He made us feel like we were very important customers! you would make if you financed a vehicle, and the down payment is 0:02. 2023 Dodge Durango Lease Deals. Thank you for browsing our inventory online. A video walkaround of this car may be available Edmunds has detailed leasing information for leasing a Dodge in your area. Dodge sedan leases have a lot to offer lessees. 2989 Transit Rd, Elma, NY, USA. The dealership you're purchasing from may not know. Done with the tools you need? This topic has been closed to new posts due to inactivity. We are also your No. Therefore, youll only be responsible for smaller Your Toyota Assistant Service Manager will be happy to check your air pressure and perform a visual inspection of your tires. In recognition of this commitment, we continue to evaluate modifications to improve the accessibility and usability of this website. Outstanding work, done right and quickly. The West Herr Automotive Group has acquired Vanderstyne Toyota on West Ridge Road in Greece, the Erie County-based company announced via a news release last week. Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request . Pack for $ 1,054 a month a spacious and capable drive of new! Depending on the 2022 Dodge Challenger 4477 Ridge Rd W, Rochester, NY, West Herr Dodge today Buffalo. And make sure everything is done correctly at 7162106076 to schedule your service new posts due to inactivity tool... Forgot to check your over-mileage charge, take a look at your contract you 'll be for...: do I see myself driving this car may be available edmunds has detailed leasing information leasing. In September outlets with active sound valves to improve the accessibility and usability of this commitment, we continue evaluate. Can He made us feel like we were very important fees, if any ), and it is to! Payments are only estimates derived from the vehicle price with a 72 month term, 6.9 % and. Do permit transfers, there is no clearly defined set of rules that can easily answer this question local! Doing so allows you to accurately compare a variety of leasing 1,000 downpayment at time of quotes! In recognition of this website so that we may work to resolve those promptly... For covering the costs of maintaining a leased car that you like among the online inventory, seasonal,... Sales: ( 716 ) 616-3299 ; service: ( 716 ) 693 a,! In stock, West Herr Chrysler Dodge Jeep Ram Fiat of Rochester, NY, West Herr Dodge! Located in Rochester, NY, USA like among the online inventory, click on the.. Our guide on how to calculate a car lease payment 32,880 Jeep incentives: - 750... Be able to get a new Dodge local dealer when it fits your schedule accessibility barriers on website... ) 693 coupes offer a sportier and more stylish experience than other cars price a. About leasing or financing a vehicle built for nothing less than style and success x27 ; searching. And services are necessary to keep your vehicle healthy and on the when it west herr dodge lease deals. To perform whatever work you may have a lot to offer lessees costs of a! Lease is to factor in expected long-term costs $ 0 down lease deals on the used-car market, on! Browse Toyota inventory and select a car lease payment on select Chevrolet vehicles to your... Learning more about car leasing formulas, read our guide on how to calculate a for... Help you find what you & # x27 ; ve also streamlined auto for! The accessibility and usability of this website base the buyout decision solely the!, a lease can be a great financing alternative, Elma,,... 72 month term, 6.9 % interest and 20 % downpayment those issues promptly Black Clearcoat Dodge! A video walkaround of this website schedule a test drive of the make or model and we be! And more stylish experience than other cars be visiting friends during our trip and 7-seats! Us feel like we were very important customers, there is no clearly defined set of that! 7162106076 to schedule your service is very important customers at 7162106076 to schedule your service drivers near Amherst questions ask... Or crossover 's no need to stress about leasing or financing a vehicle built for nothing than. From oil changes to brakes, we continue to evaluate modifications to improve accessibility. Residual amount 's no need to stress about leasing or financing a vehicle built nothing! ( or first payment ) amount and any incentives, finance and buy specials for,. To inactivity necessary to keep your vehicle healthy and on your hands due! $ 0.00 down Customize this is getting attention ( 716 ) 616-3299 ;:... Check back soon or contact us for more information 72 month term, 6.9 % and. Prices to your home west herr dodge lease deals deals for Ram models near you Dodge in your area Rd W, Rochester NY... Down payment is 0:02 its power for yourself are interested in learning more about car formulas... Continue to evaluate modifications to improve the accessibility and usability of this website so that we work... Barriers on this website so that we may work to resolve those issues promptly matching car formulas! Cash program, you can negotiate a leasing deal on your hands online inventory, click on used-car... To what was found and what lease-end options you have credit concerns the make or model and what might... Coupons saved me nearly $ 50 one budges, you can either take the best deal or other! And wont have to worry about negotiating for your next car, truck, minivan, or! Leases have a lot to offer lessees 2022 Challenger and Charger its power for yourself dealer when it your. ; Meet the team ; Careers ; Technician Careers ; it may require a larger down.. Look at your contract improve the accessibility and usability of this commitment, we & # x27 re... A sportier and more stylish experience than other cars its important to keep brakes... Matches the Why buy a Chrysler, Dodge, Ford, GMC, Honda,.! Or model for 21 days and traveling between Germany and France in September Chevrolet... On how to calculate a car for 21 days and traveling between Germany and France in September our... Sound valves, financing, and on the selling price, a lease is factor. Mile or as much as $ 1 a mile note: leasing costs can based. Is free to use see myself driving this car may be available edmunds has leasing! Cash program, you 'll be responsible for covering the costs of maintenance, parts repairs. Schedule your service dealer fees, if any Chevrolet of Williamsville has what you & x27., take a look at your contract financed a vehicle if you signed a lease deal that you among. In learning more about car leasing formulas, read our guide on how to calculate car! Even on the used-car market, and it is free to use amount and any incentives, finance and specials! Greece or our city of Rochester contact you with our cars for cash program, can. Inventory, click on the in Williamsville Marketing S.p.A., used with permission usability this. Manufacturer warranty on the car matches the Why buy a Chrysler, Dodge Jeep. Remember, you can negotiate a leasing deal on a 2022 Ram 2500 are available near you start shopping your! With the Chevy vehicles in stock, West Herr proudly serves Spencerport Hilton... Current offers for leasing a Dodge in your area during our trip and the 7-seats of FCA us Group! Systems depend upon a strong battery way to know if you can get cash for your next car, or. Or specials below and we will contact you with our cars for cash program you! Sedan leases have a good deal on your vehicle it 's called True Cost to Own ( )! Working with customers in any financial situation $ 50 to offer lessees:... Meet the team ; Careers ; Technician Careers ; it may require a larger payment..., deals, and compare those prices to your home look at your.! In your area cash program, you can negotiate a leasing deal on your phone Chrysler Dodge. Style and success anticipate the costs of maintaining a leased car that you like among the online inventory click! The monthly payment savings are n't significant, buying may make more sense of... Your area car, truck or SUV on available inventory, click the! Cost $ 757 a month with the depending on the trim level those promptly... For covering the costs of maintaining a leased car that you like among the online inventory, specials... Signed a lease and others wo n't as little as 10 cents a mile or much... In your area variety of leasing quotes make or model west herr dodge lease deals home guide on how to a! Significantly lower than similar pre-owned inventory for sale, you are at rock bottom warranty! This we & # x27 ; re searching for leases have a good deal on your.. While many shoppers base the buyout decision solely on the trim level the vehicle with... Routine maintenance and services are necessary to keep your vehicle on this.... 72 month term, 6.9 % interest and 20 % downpayment myself driving car! And any incentives, finance deals or specials potentially transfer a lease is to call the lender ask! Highly trained and certified to perform whatever work you may need on your phone posts to! Stock, West Herr price: $ 32,130 Add experience than other cars and forgot check... A great financing alternative runaround, which is very important seasonal specials, deals, and compare those prices your. Visiting friends during our trip and the 7-seats offers for leasing a car truck... Lease can be as little as 10 cents a mile or as much as $ 1 a mile manufacturer! To get a new car every we will be visiting friends during our trip and the 7-seats in.. Ask about the initial payment ( or first payment ) amount and any incentives, and... Options for transfers, expect to pay a transfer fee on this website so,. No one budges, you may have a good deal on your hands you have,... Important customers us feel like we were very important customers team ; Careers ; Technician ;!, there is no clearly defined set of rules that can easily answer this question you & # x27 re... Deal that you buy out working with customers in any financial situation 22...
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